Pennsylvania: business records and regulators
Where to look a business up in Pennsylvania, where to search the UCC filings against it, and the offices that regulate banks, lenders and securities there.
Each link opens the state's own site in a new tab, so what you type there goes to that site, not to us. Some state searches charge a fee or ask you to make an account. Privacy
Pennsylvania records and regulators
Business search
Look a business up in the state's register of businesses.
UCC search
Find the UCC filings against a business: the financing statements lenders file to record a lien on its assets, such as a blanket lien.
Pennsylvania Department of State: Uniform Commercial Code (opens in a new tab)
The Department of State charges $12 per debtor name for a search request, plus fees for copies.
Banking and lending regulator
Oversees the banks the state charters. Check its site for the lender and broker licenses the state requires.
Securities regulator
The state office for securities offerings, brokers and investment advisers.
Find a lender in Pennsylvania
Official lists of the lenders that work in Pennsylvania. Each opens on its own site, filtered to Pennsylvania where the list allows it.
SBA 504 lenders (Certified Development Companies) (opens in a new tab)
The nonprofit lenders that make SBA 504 loans for property and big equipment, from the SBA's own list, filtered to the state.
SBA microloan lenders (opens in a new tab)
Nonprofit lenders that make SBA microloans of up to $50,000, from the SBA's own list, filtered to the state.
SBA Lender Match (opens in a new tab)
The SBA's own matching tool: you answer a few questions about your business on its site, and two business days later it gives you a list of the lenders interested; some may contact you. It is not a loan application. What you type goes to the SBA and those lenders, not to us.
Certified CDFIs (community lenders) (opens in a new tab)
The CDFI Fund's list of every certified community development financial institution (CDFI): loan funds, banks and credit unions. Download the list and sort it by the State column.
The FDIC's BankFind: search for the banks with offices in the state.
Credit unions (opens in a new tab)
The NCUA's credit union locator. Credit unions lend to their members, so check who can join.
Before you sign with any lender, check it is licensed: see the banking and lending regulator above, and Check a lender or platform. A few national lenders and platforms are named, with how they were chosen, in the provider directory.
State rules for Pennsylvania on our route pages
- Business line of credit: Pennsylvania's 6% limit on interest applies only to loans of $50,000 or less, and never to business loans, whatever their size. Pennsylvania's lender license, under the Consumer Discount Company Act, is needed only to charge more on a loan of $25,000 or less than the law otherwise allows, so it does not reach business loans. (Pennsylvania Loan Interest and Protection Law (Act 6 of 1974), section 201: maximum lawful interest rate; Pennsylvania Consumer Discount Company Act (Act 66 of 1937), section 3: license required)
- Equipment loans and finance agreements: Pennsylvania's 6% limit on interest applies only to loans of $50,000 or less, and never to business loans, whatever their size. Pennsylvania's lender license, under the Consumer Discount Company Act, is needed only to charge more on a loan of $25,000 or less than the law otherwise allows, so it does not reach business loans. (Pennsylvania Loan Interest and Protection Law (Act 6 of 1974), section 201: maximum lawful interest rate; Pennsylvania Consumer Discount Company Act (Act 66 of 1937), section 3: license required)
- Industrial revenue bonds (small issue bonds): The Pennsylvania Economic Development Financing Authority (PEDFA) issues tax-exempt bonds for manufacturing and other qualifying projects, through local industrial development authorities and corporations, which take the applications. Loans start at $400,000 and can cover up to 100% of project costs; the term cannot exceed 120% of the assets' depreciable life, rates are set by the market, and a $500 application fee is credited against the issuance fee at closing. (Pennsylvania DCED: PEDFA Tax-Exempt Bond Program)
- Online business loans: Pennsylvania's 6% limit on interest applies only to loans of $50,000 or less, and never to business loans, whatever their size. Pennsylvania's lender license, under the Consumer Discount Company Act, is needed only to charge more on a loan of $25,000 or less than the law otherwise allows, so it does not reach business loans. (Pennsylvania Loan Interest and Protection Law (Act 6 of 1974), section 201: maximum lawful interest rate; Pennsylvania Consumer Discount Company Act (Act 66 of 1937), section 3: license required)
Sources
- Pennsylvania Department of State: Business (Business Name Search) · checked October 20, 2026
- Pennsylvania Department of State: Uniform Commercial Code (UCC) (filing, and the fee for a search request) · checked October 20, 2026
- Pennsylvania Department of Banking and Securities: home page · checked October 20, 2026