Oregon: business records and regulators
Where to look a business up in Oregon, where to search the UCC filings against it, and the offices that regulate banks, lenders and securities there.
Each link opens the state's own site in a new tab, so what you type there goes to that site, not to us. Some state searches charge a fee or ask you to make an account. Privacy
Oregon records and regulators
Business search
Look a business up in the state's register of businesses.
UCC search
Find the UCC filings against a business: the financing statements lenders file to record a lien on its assets, such as a blanket lien.
Banking and lending regulator
Oversees the banks the state charters. Check its site for the lender and broker licenses the state requires.
Securities regulator
The state office for securities offerings, brokers and investment advisers.
Find a lender in Oregon
Official lists of the lenders that work in Oregon. Each opens on its own site, filtered to Oregon where the list allows it.
SBA 504 lenders (Certified Development Companies) (opens in a new tab)
The nonprofit lenders that make SBA 504 loans for property and big equipment, from the SBA's own list, filtered to the state.
SBA microloan lenders (opens in a new tab)
Nonprofit lenders that make SBA microloans of up to $50,000, from the SBA's own list, filtered to the state.
SBA Lender Match (opens in a new tab)
The SBA's own matching tool: you answer a few questions about your business on its site, and two business days later it gives you a list of the lenders interested; some may contact you. It is not a loan application. What you type goes to the SBA and those lenders, not to us.
Certified CDFIs (community lenders) (opens in a new tab)
The CDFI Fund's list of every certified community development financial institution (CDFI): loan funds, banks and credit unions. Download the list and sort it by the State column.
The FDIC's BankFind: search for the banks with offices in the state.
Credit unions (opens in a new tab)
The NCUA's credit union locator. Credit unions lend to their members, so check who can join.
Before you sign with any lender, check it is licensed: see the banking and lending regulator above, and Check a lender or platform. A few national lenders and platforms are named, with how they were chosen, in the provider directory.
State rules for Oregon on our route pages
- Business line of credit: On a business or farm loan of $50,000 or less, interest may not go above 12% a year or 5 percentage points over the Federal Reserve discount rate, whichever is higher. Above $50,000 there is no limit. Banks and other financial institutions, trust companies and licensed consumer finance lenders are not bound by this limit, and neither are loans secured by a first lien on land or guaranteed by a federal agency. A lender, or a broker paid to arrange the loan, needs a consumer finance license from the state to make loans of $50,000 or less repaid in installments over more than 60 days, whatever the loan is for. Licensees may charge up to 36% a year, or 30 percentage points over the Federal Reserve's discount rate if that is higher. (Oregon Revised Statutes 82.010 and 82.025: legal rate of interest; exemptions; Oregon Revised Statutes 725.010, 725.045 and 725.340: Oregon Consumer Finance Act, definitions, license required and interest)
- Equipment loans and finance agreements: On a business or farm loan of $50,000 or less, interest may not go above 12% a year or 5 percentage points over the Federal Reserve discount rate, whichever is higher. Above $50,000 there is no limit. Banks and other financial institutions, trust companies and licensed consumer finance lenders are not bound by this limit, and neither are loans secured by a first lien on land or guaranteed by a federal agency. A lender, or a broker paid to arrange the loan, needs a consumer finance license from the state to make loans of $50,000 or less repaid in installments over more than 60 days, whatever the loan is for. Licensees may charge up to 36% a year, or 30 percentage points over the Federal Reserve's discount rate if that is higher. (Oregon Revised Statutes 82.010 and 82.025: legal rate of interest; exemptions; Oregon Revised Statutes 725.010, 725.045 and 725.340: Oregon Consumer Finance Act, definitions, license required and interest)
- Online business loans: On a business or farm loan of $50,000 or less, interest may not go above 12% a year or 5 percentage points over the Federal Reserve discount rate, whichever is higher. Above $50,000 there is no limit. Banks and other financial institutions, trust companies and licensed consumer finance lenders are not bound by this limit, and neither are loans secured by a first lien on land or guaranteed by a federal agency. A lender, or a broker paid to arrange the loan, needs a consumer finance license from the state to make loans of $50,000 or less repaid in installments over more than 60 days, whatever the loan is for. Licensees may charge up to 36% a year, or 30 percentage points over the Federal Reserve's discount rate if that is higher. (Oregon Revised Statutes 82.010 and 82.025: legal rate of interest; exemptions; Oregon Revised Statutes 725.010, 725.045 and 725.340: Oregon Consumer Finance Act, definitions, license required and interest)
Sources
- Oregon Secretary of State: Find a Business (business name search; active business registration records) · checked October 20, 2026
- Oregon Secretary of State: Uniform Commercial Code (UCC) (Search for a UCC Record) · checked October 20, 2026
- Oregon Division of Financial Regulation: home page (financial services; securities and investments; non-depository programs) · checked October 20, 2026