New Mexico: business records and regulators
Where to look a business up in New Mexico, where to search the UCC filings against it, and the offices that regulate banks, lenders and securities there.
Each link opens the state's own site in a new tab, so what you type there goes to that site, not to us. Some state searches charge a fee or ask you to make an account. Privacy
New Mexico records and regulators
Business search
Look a business up in the state's register of businesses.
New Mexico Secretary of State: online services portal (opens in a new tab)
The Secretary of State says its business services are online through this portal; some services need an account.
UCC search
Find the UCC filings against a business: the financing statements lenders file to record a lien on its assets, such as a blanket lien.
Banking and lending regulator
Oversees the banks the state charters. Check its site for the lender and broker licenses the state requires.
Securities regulator
The state office for securities offerings, brokers and investment advisers.
Find a lender in New Mexico
Official lists of the lenders that work in New Mexico. Each opens on its own site, filtered to New Mexico where the list allows it.
SBA 504 lenders (Certified Development Companies) (opens in a new tab)
The nonprofit lenders that make SBA 504 loans for property and big equipment, from the SBA's own list, filtered to the state.
SBA microloan lenders (opens in a new tab)
Nonprofit lenders that make SBA microloans of up to $50,000, from the SBA's own list, filtered to the state.
SBA Lender Match (opens in a new tab)
The SBA's own matching tool: you answer a few questions about your business on its site, and two business days later it gives you a list of the lenders interested; some may contact you. It is not a loan application. What you type goes to the SBA and those lenders, not to us.
Certified CDFIs (community lenders) (opens in a new tab)
The CDFI Fund's list of every certified community development financial institution (CDFI): loan funds, banks and credit unions. Download the list and sort it by the State column.
The FDIC's BankFind: search for the banks with offices in the state.
Credit unions (opens in a new tab)
The NCUA's credit union locator. Credit unions lend to their members, so check who can join.
Before you sign with any lender, check it is licensed: see the banking and lending regulator above, and Check a lender or platform. A few national lenders and platforms are named, with how they were chosen, in the provider directory.
State rules for New Mexico on our route pages
- Business line of credit: No New Mexico interest limit applies when the borrower is a company, LLC or other business entity, even if an owner also signs or guarantees the loan. A business loan of $500,000 or more, to anyone, can carry any rate the parties agree. A loan of $5,000 or less may be made only under the state's bank installment loan or small loan laws. A lender that is not a bank, savings and loan association or credit union needs a small loan license from the state to lend $10,000 or less, whatever the loan is for. Advances of $10,000 or less under a written agreement for a larger loan or line of credit are outside it, and so are loans to dealers against goods they hold for resale. (New Mexico Statutes 56-8-9: excessive charges prohibited; applicability of maximum rates (official compilation, NMOneSource); New Mexico Statutes 58-15-2 and 58-15-3: New Mexico Small Loan Act of 1955, definitions and license required (official compilation, NMOneSource))
- Equipment loans and finance agreements: No New Mexico interest limit applies when the borrower is a company, LLC or other business entity, even if an owner also signs or guarantees the loan. A business loan of $500,000 or more, to anyone, can carry any rate the parties agree. A loan of $5,000 or less may be made only under the state's bank installment loan or small loan laws. A lender that is not a bank, savings and loan association or credit union needs a small loan license from the state to lend $10,000 or less, whatever the loan is for. Advances of $10,000 or less under a written agreement for a larger loan or line of credit are outside it, and so are loans to dealers against goods they hold for resale. (New Mexico Statutes 56-8-9: excessive charges prohibited; applicability of maximum rates (official compilation, NMOneSource); New Mexico Statutes 58-15-2 and 58-15-3: New Mexico Small Loan Act of 1955, definitions and license required (official compilation, NMOneSource))
- Online business loans: No New Mexico interest limit applies when the borrower is a company, LLC or other business entity, even if an owner also signs or guarantees the loan. A business loan of $500,000 or more, to anyone, can carry any rate the parties agree. A loan of $5,000 or less may be made only under the state's bank installment loan or small loan laws. A lender that is not a bank, savings and loan association or credit union needs a small loan license from the state to lend $10,000 or less, whatever the loan is for. Advances of $10,000 or less under a written agreement for a larger loan or line of credit are outside it, and so are loans to dealers against goods they hold for resale. (New Mexico Statutes 56-8-9: excessive charges prohibited; applicability of maximum rates (official compilation, NMOneSource); New Mexico Statutes 58-15-2 and 58-15-3: New Mexico Small Loan Act of 1955, definitions and license required (official compilation, NMOneSource))
Sources
- New Mexico Secretary of State: Business Services (online filing portal at enterprise.sos.nm.gov) · checked October 20, 2026
- New Mexico Secretary of State: UCC Filings (UCC Filing Portal) · checked October 20, 2026
- NM Regulation & Licensing Department: Financial Institutions Division · checked October 20, 2026
- NM Regulation & Licensing Department: Securities Division (protecting investors and regulating the securities industry) · checked October 20, 2026