Maryland: business records and regulators
Where to look a business up in Maryland, where to search the UCC filings against it, and the offices that regulate banks, lenders and securities there.
Each link opens the state's own site in a new tab, so what you type there goes to that site, not to us. Some state searches charge a fee or ask you to make an account. Privacy
Maryland records and regulators
Business search
Look a business up in the state's register of businesses.
UCC search
Find the UCC filings against a business: the financing statements lenders file to record a lien on its assets, such as a blanket lien.
In Maryland, UCC filings are kept by the Department of Assessments and Taxation. The page lists its search fees.
Banking and lending regulator
Oversees the banks the state charters. Check its site for the lender and broker licenses the state requires.
Securities regulator
The state office for securities offerings, brokers and investment advisers.
Find a lender in Maryland
Official lists of the lenders that work in Maryland. Each opens on its own site, filtered to Maryland where the list allows it.
SBA 504 lenders (Certified Development Companies) (opens in a new tab)
The nonprofit lenders that make SBA 504 loans for property and big equipment, from the SBA's own list, filtered to the state.
SBA microloan lenders (opens in a new tab)
Nonprofit lenders that make SBA microloans of up to $50,000, from the SBA's own list, filtered to the state.
SBA Lender Match (opens in a new tab)
The SBA's own matching tool: you answer a few questions about your business on its site, and two business days later it gives you a list of the lenders interested; some may contact you. It is not a loan application. What you type goes to the SBA and those lenders, not to us.
Certified CDFIs (community lenders) (opens in a new tab)
The CDFI Fund's list of every certified community development financial institution (CDFI): loan funds, banks and credit unions. Download the list and sort it by the State column.
The FDIC's BankFind: search for the banks with offices in the state.
Credit unions (opens in a new tab)
The NCUA's credit union locator. Credit unions lend to their members, so check who can join.
Before you sign with any lender, check it is licensed: see the banking and lending regulator above, and Check a lender or platform. A few national lenders and platforms are named, with how they were chosen, in the provider directory.
State rules for Maryland on our route pages
- Business line of credit: A lender can charge any rate on a loan to a corporation, or on a business loan of more than $15,000 that is not secured on the borrower's home (more than $75,000 if it is). Smaller business loans to anyone else fall under Maryland's general limits, which are lower and depend on how the loan is made. Lending at the higher rates Maryland allows on these smaller loans (up to 24% a year when unsecured, or secured by something other than savings) needs an installment loan license from the state, for a lender in that business or one making more than five such loans a year. Banks, savings and loan associations and credit unions are exempt. (Maryland Code, Commercial Law 12-103: maximum rates of interest (subsection (e): loans to corporations and commercial loans); Maryland Code, Commercial Law 12-101: definitions (commercial loan); Maryland Code, Financial Institutions 11-301: definitions (installment loan); Maryland Code, Financial Institutions 11-302: scope and exemptions; Maryland Code, Financial Institutions 11-303: license required)
- Equipment loans and finance agreements: A lender can charge any rate on a loan to a corporation, or on a business loan of more than $15,000 that is not secured on the borrower's home (more than $75,000 if it is). Smaller business loans to anyone else fall under Maryland's general limits, which are lower and depend on how the loan is made. Lending at the higher rates Maryland allows on these smaller loans (up to 24% a year when unsecured, or secured by something other than savings) needs an installment loan license from the state, for a lender in that business or one making more than five such loans a year. Banks, savings and loan associations and credit unions are exempt. (Maryland Code, Commercial Law 12-103: maximum rates of interest (subsection (e): loans to corporations and commercial loans); Maryland Code, Commercial Law 12-101: definitions (commercial loan); Maryland Code, Financial Institutions 11-301: definitions (installment loan); Maryland Code, Financial Institutions 11-302: scope and exemptions; Maryland Code, Financial Institutions 11-303: license required)
- Online business loans: A lender can charge any rate on a loan to a corporation, or on a business loan of more than $15,000 that is not secured on the borrower's home (more than $75,000 if it is). Smaller business loans to anyone else fall under Maryland's general limits, which are lower and depend on how the loan is made. Lending at the higher rates Maryland allows on these smaller loans (up to 24% a year when unsecured, or secured by something other than savings) needs an installment loan license from the state, for a lender in that business or one making more than five such loans a year. Banks, savings and loan associations and credit unions are exempt. (Maryland Code, Commercial Law 12-103: maximum rates of interest (subsection (e): loans to corporations and commercial loans); Maryland Code, Commercial Law 12-101: definitions (commercial loan); Maryland Code, Financial Institutions 11-301: definitions (installment loan); Maryland Code, Financial Institutions 11-302: scope and exemptions; Maryland Code, Financial Institutions 11-303: license required)
Sources
- Maryland Department of Assessments and Taxation: Businesses (Business Entity Search; UCC Online) · checked October 20, 2026
- Maryland Department of Assessments and Taxation: UCC Electronic Filing, Search & Retrieval (public filing and searches, paid by card without an account) · checked October 20, 2026
- Maryland Department of Labor: Office of Financial Regulation · checked October 20, 2026
- Attorney General of Maryland: Securities Division · checked October 20, 2026