Delaware: business records and regulators
Where to look a business up in Delaware, where to search the UCC filings against it, and the offices that regulate banks, lenders and securities there.
Each link opens the state's own site in a new tab, so what you type there goes to that site, not to us. Some state searches charge a fee or ask you to make an account. Privacy
Delaware records and regulators
Business search
Look a business up in the state's register of businesses.
Delaware Division of Corporations: entity search (opens in a new tab)
The results include active and inactive entities, and the division says they are not an indication of an entity's current status.
UCC search
Find the UCC filings against a business: the financing statements lenders file to record a lien on its assets, such as a blanket lien.
Delaware Division of Corporations: UCC Search (opens in a new tab)
Apart from "search to reflect" requests, UCC searches are done by the authorized searchers the Division of Corporations lists (registered agents, service companies and law firms).
Banking and lending regulator
Oversees the banks the state charters. Check its site for the lender and broker licenses the state requires.
Securities regulator
The state office for securities offerings, brokers and investment advisers.
Find a lender in Delaware
Official lists of the lenders that work in Delaware. Each opens on its own site, filtered to Delaware where the list allows it.
SBA 504 lenders (Certified Development Companies) (opens in a new tab)
The nonprofit lenders that make SBA 504 loans for property and big equipment, from the SBA's own list, filtered to the state.
SBA microloan lenders (opens in a new tab)
Nonprofit lenders that make SBA microloans of up to $50,000, from the SBA's own list, filtered to the state.
SBA Lender Match (opens in a new tab)
The SBA's own matching tool: you answer a few questions about your business on its site, and two business days later it gives you a list of the lenders interested; some may contact you. It is not a loan application. What you type goes to the SBA and those lenders, not to us.
Certified CDFIs (community lenders) (opens in a new tab)
The CDFI Fund's list of every certified community development financial institution (CDFI): loan funds, banks and credit unions. Download the list and sort it by the State column.
The FDIC's BankFind: search for the banks with offices in the state.
Credit unions (opens in a new tab)
The NCUA's credit union locator. Credit unions lend to their members, so check who can join.
Before you sign with any lender, check it is licensed: see the banking and lending regulator above, and Check a lender or platform. A few national lenders and platforms are named, with how they were chosen, in the provider directory.
State rules for Delaware on our route pages
- Business line of credit: A lender that is not a bank, federal credit union or insurance company needs a license from the State Bank Commissioner to lend in Delaware (a lender making five or fewer loans a year needs none), and a licensed lender can charge any rate the loan agreement sets. Other lenders are limited to 5 percentage points above the Federal Reserve discount rate, but there is no limit on a loan of more than $100,000 that is not secured on the borrower's home, and a corporation, LLC, limited partnership or business trust cannot plead usury. (Delaware Code title 5, chapter 22, subchapter I: licensed lenders (5 Del. C. 2202: license required); Delaware Code title 5, chapter 22, subchapter III: closed end credit (5 Del. C. 2229: interest as the agreement provides); Delaware Code title 6, chapter 23: interest (6 Del. C. 2301 and 2306))
- Equipment loans and finance agreements: A lender that is not a bank, federal credit union or insurance company needs a license from the State Bank Commissioner to lend in Delaware (a lender making five or fewer loans a year needs none), and a licensed lender can charge any rate the loan agreement sets. Other lenders are limited to 5 percentage points above the Federal Reserve discount rate, but there is no limit on a loan of more than $100,000 that is not secured on the borrower's home, and a corporation, LLC, limited partnership or business trust cannot plead usury. (Delaware Code title 5, chapter 22, subchapter I: licensed lenders (5 Del. C. 2202: license required); Delaware Code title 5, chapter 22, subchapter III: closed end credit (5 Del. C. 2229: interest as the agreement provides); Delaware Code title 6, chapter 23: interest (6 Del. C. 2301 and 2306))
- Online business loans: A lender that is not a bank, federal credit union or insurance company needs a license from the State Bank Commissioner to lend in Delaware (a lender making five or fewer loans a year needs none), and a licensed lender can charge any rate the loan agreement sets. Other lenders are limited to 5 percentage points above the Federal Reserve discount rate, but there is no limit on a loan of more than $100,000 that is not secured on the borrower's home, and a corporation, LLC, limited partnership or business trust cannot plead usury. (Delaware Code title 5, chapter 22, subchapter I: licensed lenders (5 Del. C. 2202: license required); Delaware Code title 5, chapter 22, subchapter III: closed end credit (5 Del. C. 2229: interest as the agreement provides); Delaware Code title 6, chapter 23: interest (6 Del. C. 2301 and 2306))
Sources
- Delaware Division of Corporations: General Information Name Search · checked October 20, 2026
- Delaware Division of Corporations: UCC Search (searches performed by a Delaware Authorized Searcher) · checked October 20, 2026
- Delaware Office of the State Bank Commissioner: home page · checked October 20, 2026
- Delaware Department of Justice: Investor Protection Unit (enforces the Delaware Securities Act; formerly the Delaware Securities Unit) · checked October 20, 2026