Connecticut: business records and regulators
Where to look a business up in Connecticut, where to search the UCC filings against it, and the offices that regulate banks, lenders and securities there.
Each link opens the state's own site in a new tab, so what you type there goes to that site, not to us. Some state searches charge a fee or ask you to make an account. Privacy
Connecticut records and regulators
Business search
Look a business up in the state's register of businesses.
UCC search
Find the UCC filings against a business: the financing statements lenders file to record a lien on its assets, such as a blanket lien.
Banking and lending regulator
Oversees the banks the state charters. Check its site for the lender and broker licenses the state requires.
Securities regulator
The state office for securities offerings, brokers and investment advisers.
Find a lender in Connecticut
Official lists of the lenders that work in Connecticut. Each opens on its own site, filtered to Connecticut where the list allows it.
SBA 504 lenders (Certified Development Companies) (opens in a new tab)
The nonprofit lenders that make SBA 504 loans for property and big equipment, from the SBA's own list, filtered to the state.
SBA microloan lenders (opens in a new tab)
Nonprofit lenders that make SBA microloans of up to $50,000, from the SBA's own list, filtered to the state.
SBA Lender Match (opens in a new tab)
The SBA's own matching tool: you answer a few questions about your business on its site, and two business days later it gives you a list of the lenders interested; some may contact you. It is not a loan application. What you type goes to the SBA and those lenders, not to us.
Certified CDFIs (community lenders) (opens in a new tab)
The CDFI Fund's list of every certified community development financial institution (CDFI): loan funds, banks and credit unions. Download the list and sort it by the State column.
The FDIC's BankFind: search for the banks with offices in the state.
Credit unions (opens in a new tab)
The NCUA's credit union locator. Credit unions lend to their members, so check who can join.
Before you sign with any lender, check it is licensed: see the banking and lending regulator above, and Check a lender or platform. A few national lenders and platforms are named, with how they were chosen, in the provider directory.
State rules for Connecticut on our route pages
- Business line of credit: The general limit on interest is 12% a year. For a loan to a business that is used in the business, the limit is 17 percentage points above a deposit index the Banking Commissioner sets each year when more than $10,000 and up to $250,000 is owed, and there is no limit above $250,000. Banks and credit unions are not bound by these limits. A lender cannot go to court to collect a loan made above the limit that applies. Connecticut's small loan license, needed for loans of $50,000 or less above 12% APR, does not cover loans for business, farm, industrial or government use. (Connecticut General Statutes chapter 673: interest (37-4, 37-8 and 37-9); Connecticut General Statutes 36a-555 and 36a-556: small loan defined; license required (chapter 668))
- E-commerce and payment platform finance: Since July 1, 2024, a provider of sales-based financing of $250,000 or less (repaid as a share of your sales or revenue, or by fixed payments adjusted to a share of sales) must give you, with each specific offer, a disclosure in the state's format showing the amount, the amount paid out, the finance charge, the total repayment, the estimated term, the payments, other fees, prepayment charges, any collateral and any payment to a broker, and get your signature on it. No APR is required. Providers and brokers must register with the Department of Banking. An offer cannot be withdrawn or changed until midnight on the third day, except after underwriting checks or at your request, and the contract cannot waive your right to notice and a court hearing before the provider seizes assets. Banks and credit unions are exempt. (Connecticut General Statutes, chapter 669, part XVI: commercial financing (sections 36a-861 to 36a-872); Connecticut Department of Banking: guidance on Public Act 23-201 (June 10, 2024, updated August 1, 2024))
- Equipment loans and finance agreements: The general limit on interest is 12% a year. For a loan to a business that is used in the business, the limit is 17 percentage points above a deposit index the Banking Commissioner sets each year when more than $10,000 and up to $250,000 is owed, and there is no limit above $250,000. Banks and credit unions are not bound by these limits. A lender cannot go to court to collect a loan made above the limit that applies. Connecticut's small loan license, needed for loans of $50,000 or less above 12% APR, does not cover loans for business, farm, industrial or government use. (Connecticut General Statutes chapter 673: interest (37-4, 37-8 and 37-9); Connecticut General Statutes 36a-555 and 36a-556: small loan defined; license required (chapter 668))
- Merchant cash advance: Since July 1, 2024, a provider of sales-based financing of $250,000 or less (repaid as a share of your sales or revenue, or by fixed payments adjusted to a share of sales) must give you, with each specific offer, a disclosure in the state's format showing the amount, the amount paid out, the finance charge, the total repayment, the estimated term, the payments, other fees, prepayment charges, any collateral and any payment to a broker, and get your signature on it. No APR is required. Providers and brokers must register with the Department of Banking. An offer cannot be withdrawn or changed until midnight on the third day, except after underwriting checks or at your request, and the contract cannot waive your right to notice and a court hearing before the provider seizes assets. Banks and credit unions are exempt. (Connecticut General Statutes, chapter 669, part XVI: commercial financing (sections 36a-861 to 36a-872); Connecticut Department of Banking: guidance on Public Act 23-201 (June 10, 2024, updated August 1, 2024))
- Online business loans: The general limit on interest is 12% a year. For a loan to a business that is used in the business, the limit is 17 percentage points above a deposit index the Banking Commissioner sets each year when more than $10,000 and up to $250,000 is owed, and there is no limit above $250,000. Banks and credit unions are not bound by these limits. A lender cannot go to court to collect a loan made above the limit that applies. Connecticut's small loan license, needed for loans of $50,000 or less above 12% APR, does not cover loans for business, farm, industrial or government use. (Connecticut General Statutes chapter 673: interest (37-4, 37-8 and 37-9); Connecticut General Statutes 36a-555 and 36a-556: small loan defined; license required (chapter 668))
- Revenue-based finance: Since July 1, 2024, a provider of sales-based financing of $250,000 or less (repaid as a share of your sales or revenue, or by fixed payments adjusted to a share of sales) must give you, with each specific offer, a disclosure in the state's format showing the amount, the amount paid out, the finance charge, the total repayment, the estimated term, the payments, other fees, prepayment charges, any collateral and any payment to a broker, and get your signature on it. No APR is required. Providers and brokers must register with the Department of Banking. An offer cannot be withdrawn or changed until midnight on the third day, except after underwriting checks or at your request, and the contract cannot waive your right to notice and a court hearing before the provider seizes assets. Banks and credit unions are exempt. (Connecticut General Statutes, chapter 669, part XVI: commercial financing (sections 36a-861 to 36a-872); Connecticut Department of Banking: guidance on Public Act 23-201 (June 10, 2024, updated August 1, 2024))
Sources
- Connecticut Secretary of the State: Business Services (Search for a Business) · checked October 20, 2026
- Connecticut business portal: home page (Search UCC Lien Records) · checked October 20, 2026
- Connecticut Department of Banking: home page (the primary state regulator for securities, consumer credit and state-chartered banks and credit unions) · checked October 20, 2026