Arizona: business records and regulators
Where to look a business up in Arizona, where to search the UCC filings against it, and the offices that regulate banks, lenders and securities there.
Each link opens the state's own site in a new tab, so what you type there goes to that site, not to us. Some state searches charge a fee or ask you to make an account. Privacy
Arizona records and regulators
Business search
Look a business up in the state's register of businesses.
UCC search
Find the UCC filings against a business: the financing statements lenders file to record a lien on its assets, such as a blanket lien.
Arizona Secretary of State: UCC Lien Search (opens in a new tab)
Each lien has a 12-digit filing number; the search takes that number, the debtor name or the secured party name.
Banking and lending regulator
Oversees the banks the state charters. Check its site for the lender and broker licenses the state requires.
Arizona Department of Insurance and Financial Institutions (DIFI) (opens in a new tab)
DIFI oversees state-chartered banks, credit unions and trust companies, and licenses consumer lenders, collection agencies, money transmitters and mortgage lenders and brokers.
Securities regulator
The state office for securities offerings, brokers and investment advisers.
Find a lender in Arizona
Official lists of the lenders that work in Arizona. Each opens on its own site, filtered to Arizona where the list allows it.
SBA 504 lenders (Certified Development Companies) (opens in a new tab)
The nonprofit lenders that make SBA 504 loans for property and big equipment, from the SBA's own list, filtered to the state.
SBA microloan lenders (opens in a new tab)
Nonprofit lenders that make SBA microloans of up to $50,000, from the SBA's own list, filtered to the state.
SBA Lender Match (opens in a new tab)
The SBA's own matching tool: you answer a few questions about your business on its site, and two business days later it gives you a list of the lenders interested; some may contact you. It is not a loan application. What you type goes to the SBA and those lenders, not to us.
Certified CDFIs (community lenders) (opens in a new tab)
The CDFI Fund's list of every certified community development financial institution (CDFI): loan funds, banks and credit unions. Download the list and sort it by the State column.
The FDIC's BankFind: search for the banks with offices in the state.
Credit unions (opens in a new tab)
The NCUA's credit union locator. Credit unions lend to their members, so check who can join.
Before you sign with any lender, check it is licensed: see the banking and lending regulator above, and Check a lender or platform. A few national lenders and platforms are named, with how they were chosen, in the provider directory.
State rules for Arizona on our route pages
- Business line of credit: Arizona has no cap on a rate agreed in writing: the parties can agree any rate. Without a written rate, interest is 10% a year. Arizona's consumer lender license covers only loans of $10,000 or less to individuals for personal, family or household purposes, not business loans. Anyone in the business of making or arranging loans or credit for a fee paid before the loan, or a promise to lend, is made must register as an advance fee loan broker with the financial institutions division of the Department of Insurance and Financial Institutions, and advertising such a service counts as being in the business. Banks, credit unions, consumer lenders, licensed mortgage brokers and bankers, real estate licensees and people lending their own money are left out. (Arizona Revised Statutes 44-1201: rate of interest for a loan or indebtedness; Arizona Revised Statutes 6-601: definitions (consumer, consumer loan); Arizona Revised Statutes 6-603: consumer lender license; Arizona Revised Statutes 6-1301: definitions (advance fee, advance fee loan broker); Arizona Revised Statutes 6-1302: registration required; exemptions; Arizona Revised Statutes 6-1303: application for registration; Arizona Revised Statutes 6-101: definitions (deputy director of the financial institutions division))
- Equipment loans and finance agreements: Arizona has no cap on a rate agreed in writing: the parties can agree any rate. Without a written rate, interest is 10% a year. Arizona's consumer lender license covers only loans of $10,000 or less to individuals for personal, family or household purposes, not business loans. Anyone in the business of making or arranging loans or credit for a fee paid before the loan, or a promise to lend, is made must register as an advance fee loan broker with the financial institutions division of the Department of Insurance and Financial Institutions, and advertising such a service counts as being in the business. Banks, credit unions, consumer lenders, licensed mortgage brokers and bankers, real estate licensees and people lending their own money are left out. (Arizona Revised Statutes 44-1201: rate of interest for a loan or indebtedness; Arizona Revised Statutes 6-601: definitions (consumer, consumer loan); Arizona Revised Statutes 6-603: consumer lender license; Arizona Revised Statutes 6-1301: definitions (advance fee, advance fee loan broker); Arizona Revised Statutes 6-1302: registration required; exemptions; Arizona Revised Statutes 6-1303: application for registration; Arizona Revised Statutes 6-101: definitions (deputy director of the financial institutions division))
- Online business loans: Arizona has no cap on a rate agreed in writing: the parties can agree any rate. Without a written rate, interest is 10% a year. Arizona's consumer lender license covers only loans of $10,000 or less to individuals for personal, family or household purposes, not business loans. Anyone in the business of making or arranging loans or credit for a fee paid before the loan, or a promise to lend, is made must register as an advance fee loan broker with the financial institutions division of the Department of Insurance and Financial Institutions, and advertising such a service counts as being in the business. Banks, credit unions, consumer lenders, licensed mortgage brokers and bankers, real estate licensees and people lending their own money are left out. (Arizona Revised Statutes 44-1201: rate of interest for a loan or indebtedness; Arizona Revised Statutes 6-601: definitions (consumer, consumer loan); Arizona Revised Statutes 6-603: consumer lender license; Arizona Revised Statutes 6-1301: definitions (advance fee, advance fee loan broker); Arizona Revised Statutes 6-1302: registration required; exemptions; Arizona Revised Statutes 6-1303: application for registration; Arizona Revised Statutes 6-101: definitions (deputy director of the financial institutions division))
Sources
- Arizona Corporation Commission: home page (Search for a Business; Corporations, Business Services) · checked October 20, 2026
- Arizona Secretary of State: Uniform Commercial Code (UCC) · checked November 1, 2026
- Arizona Department of Insurance and Financial Institutions: Licensing (select your industry) · checked November 1, 2026
- Arizona Department of Insurance and Financial Institutions: Licensing, Financial Institutions · checked November 1, 2026
- Arizona Corporation Commission: Securities Division (registration and oversight of securities, dealers, salespersons and investment advisers) · checked October 20, 2026