Arkansas: business records and regulators
Where to look a business up in Arkansas, where to search the UCC filings against it, and the offices that regulate banks, lenders and securities there.
Each link opens the state's own site in a new tab, so what you type there goes to that site, not to us. Some state searches charge a fee or ask you to make an account. Privacy
Arkansas records and regulators
Business search
Look a business up in the state's register of businesses.
UCC search
Find the UCC filings against a business: the financing statements lenders file to record a lien on its assets, such as a blanket lien.
Arkansas Secretary of State: UCC online search (opens in a new tab)
The office says it is moving UCC filings and searches to a new online system, and that once the move is complete, searches will be available only there.
Banking and lending regulator
Oversees the banks the state charters. Check its site for the lender and broker licenses the state requires.
Securities regulator
The state office for securities offerings, brokers and investment advisers.
Find a lender in Arkansas
Official lists of the lenders that work in Arkansas. Each opens on its own site, filtered to Arkansas where the list allows it.
SBA 504 lenders (Certified Development Companies) (opens in a new tab)
The nonprofit lenders that make SBA 504 loans for property and big equipment, from the SBA's own list, filtered to the state.
SBA microloan lenders (opens in a new tab)
Nonprofit lenders that make SBA microloans of up to $50,000, from the SBA's own list, filtered to the state.
SBA Lender Match (opens in a new tab)
The SBA's own matching tool: you answer a few questions about your business on its site, and two business days later it gives you a list of the lenders interested; some may contact you. It is not a loan application. What you type goes to the SBA and those lenders, not to us.
Certified CDFIs (community lenders) (opens in a new tab)
The CDFI Fund's list of every certified community development financial institution (CDFI): loan funds, banks and credit unions. Download the list and sort it by the State column.
The FDIC's BankFind: search for the banks with offices in the state.
Credit unions (opens in a new tab)
The NCUA's credit union locator. Credit unions lend to their members, so check who can join.
Before you sign with any lender, check it is licensed: see the banking and lending regulator above, and Check a lender or platform. A few national lenders and platforms are named, with how they were chosen, in the provider directory.
State rules for Arkansas on our route pages
- Business line of credit: Arkansas's constitution caps interest at 17% a year on loans and contracts. Loans by or to government bodies are left out, and so are loans by federally insured banks and savings associations with their main office in Arkansas, which can charge what federal law let such banks charge on March 1, 2009. A contract above the cap is void, both principal and interest. The cap does not override federal law on interest rates. A loan broker, anyone paid to arrange or help you get a loan, credit card or line of credit, may not take any fee before the loan closes, or mislead you. Arranging credit for a partnership or corporation only for business purposes is left out, so the rule protects sole proprietors more than companies; banks, credit unions, attorneys, mortgage brokers and other licensed firms acting under their licenses are left out too. A borrower can sue for three times what was paid or $1,000, whichever is more, plus costs and attorney's fees, and a knowing violation is a felony. (Arkansas General Assembly: HJR 1004 (2009), proposing an amendment to the Constitution of Arkansas concerning interest rate limits, sections 2, 3 and 6; Arkansas General Assembly: HJR 1004 (2009), status history (enrolled April 9, 2009; one of three amendments the 2009 session referred to voters); Arkansas Secretary of State: 2010 general election results by polling location (all three proposed constitutional amendments adopted); Arkansas Code Annotated, free public access (LexisNexis): sections 23-39-401 to 23-39-405, loan brokers)
- Equipment loans and finance agreements: Arkansas's constitution caps interest at 17% a year on loans and contracts. Loans by or to government bodies are left out, and so are loans by federally insured banks and savings associations with their main office in Arkansas, which can charge what federal law let such banks charge on March 1, 2009. A contract above the cap is void, both principal and interest. The cap does not override federal law on interest rates. A loan broker, anyone paid to arrange or help you get a loan, credit card or line of credit, may not take any fee before the loan closes, or mislead you. Arranging credit for a partnership or corporation only for business purposes is left out, so the rule protects sole proprietors more than companies; banks, credit unions, attorneys, mortgage brokers and other licensed firms acting under their licenses are left out too. A borrower can sue for three times what was paid or $1,000, whichever is more, plus costs and attorney's fees, and a knowing violation is a felony. (Arkansas General Assembly: HJR 1004 (2009), proposing an amendment to the Constitution of Arkansas concerning interest rate limits, sections 2, 3 and 6; Arkansas General Assembly: HJR 1004 (2009), status history (enrolled April 9, 2009; one of three amendments the 2009 session referred to voters); Arkansas Secretary of State: 2010 general election results by polling location (all three proposed constitutional amendments adopted); Arkansas Code Annotated, free public access (LexisNexis): sections 23-39-401 to 23-39-405, loan brokers)
- Online business loans: Arkansas's constitution caps interest at 17% a year on loans and contracts. Loans by or to government bodies are left out, and so are loans by federally insured banks and savings associations with their main office in Arkansas, which can charge what federal law let such banks charge on March 1, 2009. A contract above the cap is void, both principal and interest. The cap does not override federal law on interest rates. A loan broker, anyone paid to arrange or help you get a loan, credit card or line of credit, may not take any fee before the loan closes, or mislead you. Arranging credit for a partnership or corporation only for business purposes is left out, so the rule protects sole proprietors more than companies; banks, credit unions, attorneys, mortgage brokers and other licensed firms acting under their licenses are left out too. A borrower can sue for three times what was paid or $1,000, whichever is more, plus costs and attorney's fees, and a knowing violation is a felony. (Arkansas General Assembly: HJR 1004 (2009), proposing an amendment to the Constitution of Arkansas concerning interest rate limits, sections 2, 3 and 6; Arkansas General Assembly: HJR 1004 (2009), status history (enrolled April 9, 2009; one of three amendments the 2009 session referred to voters); Arkansas Secretary of State: 2010 general election results by polling location (all three proposed constitutional amendments adopted); Arkansas Code Annotated, free public access (LexisNexis): sections 23-39-401 to 23-39-405, loan brokers)
Sources
- Arkansas Secretary of State: Business & Commercial Services (links Business Entity Search) · checked October 20, 2026
- Arkansas Secretary of State: Uniform Commercial Code (UCC) · checked October 20, 2026
- Arkansas State Bank Department (a division of the Arkansas Department of Commerce): home page · checked October 20, 2026
- Arkansas Securities Department: home page · checked October 20, 2026