Alaska: business records and regulators
Where to look a business up in Alaska, where to search the UCC filings against it, and the offices that regulate banks, lenders and securities there.
Each link opens the state's own site in a new tab, so what you type there goes to that site, not to us. Some state searches charge a fee or ask you to make an account. Privacy
Alaska records and regulators
Business search
Look a business up in the state's register of businesses.
UCC search
Find the UCC filings against a business: the financing statements lenders file to record a lien on its assets, such as a blanket lien.
Alaska Recorder's Office: UCC Central File search (opens in a new tab)
In Alaska the UCC Central File is kept by the State Recorder's Office, part of the Department of Natural Resources, not by a Secretary of State.
Banking and lending regulator
Oversees the banks the state charters. Check its site for the lender and broker licenses the state requires.
Securities regulator
The state office for securities offerings, brokers and investment advisers.
Find a lender in Alaska
Official lists of the lenders that work in Alaska. Each opens on its own site, filtered to Alaska where the list allows it.
SBA 504 lenders (Certified Development Companies) (opens in a new tab)
The nonprofit lenders that make SBA 504 loans for property and big equipment, from the SBA's own list, filtered to the state.
SBA microloan lenders (opens in a new tab)
Nonprofit lenders that make SBA microloans of up to $50,000, from the SBA's own list, filtered to the state.
SBA Lender Match (opens in a new tab)
The SBA's own matching tool: you answer a few questions about your business on its site, and two business days later it gives you a list of the lenders interested; some may contact you. It is not a loan application. What you type goes to the SBA and those lenders, not to us.
Certified CDFIs (community lenders) (opens in a new tab)
The CDFI Fund's list of every certified community development financial institution (CDFI): loan funds, banks and credit unions. Download the list and sort it by the State column.
The FDIC's BankFind: search for the banks with offices in the state.
Credit unions (opens in a new tab)
The NCUA's credit union locator. Credit unions lend to their members, so check who can join.
Before you sign with any lender, check it is licensed: see the banking and lending regulator above, and Check a lender or platform. A few national lenders and platforms are named, with how they were chosen, in the provider directory.
State rules for Alaska on our route pages
- Business line of credit: On a loan of $25,000 or less, interest may not go above 10% a year or 5 percentage points over the Federal Reserve discount rate, whichever is higher. Above $25,000 there is no limit. A bank, credit union or insurance company may not take a share of your ownership or profits on top of the interest, unless the loan is $1 million or more for five years or more. A lender that is not a bank, savings bank, trust company, savings and loan association or credit union needs a small loan license from the state to charge more than that limit on a loan of $25,000 or less, whatever the loan is for. Licensees may charge up to 3% a month on the first $850 of the balance, 2% a month on the part from $850 to $10,000, and a rate agreed in the contract on the part from $10,000 to $25,000. (Alaska Statutes 45.45.010: legal rate of interest; Alaska Statutes 06.20.010 and 06.20.230: Alaska Small Loans Act, license required and maximum interest)
- Equipment loans and finance agreements: On a loan of $25,000 or less, interest may not go above 10% a year or 5 percentage points over the Federal Reserve discount rate, whichever is higher. Above $25,000 there is no limit. A bank, credit union or insurance company may not take a share of your ownership or profits on top of the interest, unless the loan is $1 million or more for five years or more. A lender that is not a bank, savings bank, trust company, savings and loan association or credit union needs a small loan license from the state to charge more than that limit on a loan of $25,000 or less, whatever the loan is for. Licensees may charge up to 3% a month on the first $850 of the balance, 2% a month on the part from $850 to $10,000, and a rate agreed in the contract on the part from $10,000 to $25,000. (Alaska Statutes 45.45.010: legal rate of interest; Alaska Statutes 06.20.010 and 06.20.230: Alaska Small Loans Act, license required and maximum interest)
- Online business loans: On a loan of $25,000 or less, interest may not go above 10% a year or 5 percentage points over the Federal Reserve discount rate, whichever is higher. Above $25,000 there is no limit. A bank, credit union or insurance company may not take a share of your ownership or profits on top of the interest, unless the loan is $1 million or more for five years or more. A lender that is not a bank, savings bank, trust company, savings and loan association or credit union needs a small loan license from the state to charge more than that limit on a loan of $25,000 or less, whatever the loan is for. Licensees may charge up to 3% a month on the first $850 of the balance, 2% a month on the part from $850 to $10,000, and a rate agreed in the contract on the part from $10,000 to $25,000. (Alaska Statutes 45.45.010: legal rate of interest; Alaska Statutes 06.20.010 and 06.20.230: Alaska Small Loans Act, license required and maximum interest)
Sources
- Alaska Division of Corporations, Business and Professional Licensing: Search Entities · checked October 20, 2026
- Alaska Department of Natural Resources, Recorder's Office: home page (administers the statewide recording system and the UCC Central File) · checked October 20, 2026
- Alaska Recorder's Office: Uniform Commercial Code (UCC) Central File Search · checked October 20, 2026
- Alaska Department of Commerce, Community and Economic Development: Division of Banking & Securities · checked October 20, 2026